Terms of Use

Last updated: 7 September 2026

These Terms of Use (the "Terms") govern your use of the Android application Fortuna: Money Tracker (the "App"), published on Google Play by Afflike OÜ, Põhja pst 4-77, 50605 Tartu, Estonia ("we", "us", "our").

By installing or using the App you agree to these Terms. If you do not agree, do not install or use the App.

1. What the App is

The App is a personal expense tracker. It lets you record expenses, income and debts, categorise them, scan a paper receipt to pre-fill an entry, and view statistics by month. It works offline and does not require an account.

The App is not a bank, payment service, accounting service or financial adviser. It does not connect to bank accounts, cards or payment providers, does not move money and does not file anything on your behalf. Nothing in the App is financial, tax, legal or investment advice.

2. Who may use the App

You must be at least 18 years old to use the App. By using it you confirm that you are 18 or older and that you are legally permitted to use it where you live.

3. Licence

We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to install and use the App on Android devices you own or control, for your personal, non-commercial use, in accordance with these Terms and the Google Play Terms of Service.

You may not, except where applicable law expressly allows it:

• copy, modify, translate, adapt or create derivative works of the App;
• reverse engineer, decompile or disassemble the App or attempt to extract its source code;
• distribute, sell, rent, lease, sublicense or otherwise transfer the App;
• remove or alter any copyright, trademark or other proprietary notice;
• use the App to break the law, infringe others' rights or interfere with the App, its advertising or the services behind it (for example by generating fraudulent ad impressions or clicks);
• circumvent or disable advertising, consent dialogs or other technical protections in the App.

4. Your data and your responsibility for it

Stored on your device. Everything you enter in the App (transactions, categories, notes, recognised receipt text, settings) is stored on your device. We do not receive it and have no copy. The Android backup service may copy it to your own Google Account if you have backup enabled; that backup is controlled by you and Google, not by us.

Backups and loss. Because we hold no copy, we cannot restore your data. Deleting the App, clearing its storage, resetting your device or losing it will delete your data unless Android backup restored it. Keep your device backed up if the data matters to you.

Accuracy. You are responsible for the accuracy of what you record. The App does no accounting validation and does not reconcile against any external source.

Receipt scanning. Text recognition runs on your device and may misread amounts, dates or merchants, especially on crumpled, faded or non-Latin receipts. Always check the pre-filled values before saving. Receipt photos are used only for recognition and are deleted afterwards.

Currencies. Each entry keeps the currency you chose. The App does not download exchange rates and does not convert between currencies.

How information is processed by the App and by the third-party SDKs built into it is described in our Privacy Policy, which forms part of these Terms.

5. Advertising

The App is free and is funded by advertising. Ads are delivered through the AppLovin MAX mediation platform and the advertising networks listed in the Privacy Policy. Ad formats include native ads in lists, full-screen interstitial ads, app-open ads and optional rewarded video ads that you choose to watch.

Ads are provided by third parties. We do not endorse advertised products or services and are not a party to any transaction between you and an advertiser. Your interaction with an advertiser is governed by that advertiser's terms and privacy policy.

Where required by law, you will be asked for consent before personalised ads are shown; you can change your choice in the App's Settings. Declining personalised ads does not remove ads.

6. Virtual coins

The App may award virtual coins, for example for watching a rewarded video ad. Coins have no monetary value, cannot be purchased, sold, transferred or redeemed for anything of value, and may be reset or removed at any time, including when you clear the App's data or uninstall it.

7. Price and changes to the App

The App is currently free and contains no in-app purchases. We may add paid features in the future; if we do, we will describe them and their price in the App and on Google Play before you are charged, and these Terms will be updated.

We may change, suspend or discontinue the App or any part of it at any time, including by releasing updates that change or remove features. Updates are distributed through Google Play. We may stop supporting older versions; if you do not install updates, the App may stop working correctly.

Because the App has no accounts, we have no means of suspending an individual user. If you breach these Terms, your licence under section 3 ends automatically and you must stop using the App and uninstall it.

8. Intellectual property

The App, including its code, design, graphics, text, trademarks and logos (including "Fortuna"), is owned by us or our licensors and protected by intellectual property laws. These Terms give you no right to use our trademarks, logos or branding. Third-party components are licensed under their own terms, listed in the App or on Google Play where required.

9. Third-party services

The App relies on Google Play services and Android system services on your device, and contains third-party SDKs for advertising, analytics, crash reporting, attribution, remote configuration and push notifications (listed in the Privacy Policy). Those services are governed by their providers' terms. We are not responsible for their availability or conduct.

Some functions (advertising, remote configuration, push notifications) need an internet connection. Data charges from your mobile operator, including roaming charges, are your responsibility. Recording and viewing your data works offline.

10. Disclaimer of warranties

The App is provided "as is" and "as available". To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the App will be uninterrupted, error-free or free of harmful components, that recognised receipt data will be accurate, or that your data will not be lost.

Nothing in these Terms excludes or limits any warranty or right that applicable consumer protection law does not allow to be excluded or limited.

11. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, loss of profits or business interruption, arising out of or in connection with the App, however caused, even if we were advised of the possibility of such damages.

Because the App is free of charge, our total aggregate liability to you for all claims arising out of or relating to the App is limited to the minimum amount permitted by applicable law.

These limitations do not apply to liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, for intent or gross negligence, or to any other liability that cannot be excluded or limited under applicable law.

12. Indemnity

To the extent permitted by law, you agree to indemnify us against claims, damages and reasonable costs arising from your intentional or grossly negligent breach of these Terms or misuse of the App. This does not apply to consumers where applicable law prohibits such indemnities, and never to claims caused by our own breach, negligence or violation of law.

13. Changes to these Terms

We may update these Terms when the App, our practices or the law change. The current version is always available at https://fortunatracker.com/terms.html and from the App's Settings screen, with its "Last updated" date. Material changes will be announced in the App or on Google Play before they take effect where the law requires. Continued use of the App after a change means you accept the updated Terms; if you do not accept them, stop using the App and uninstall it.

14. Governing law and disputes

These Terms are governed by the laws of the Republic of Estonia, excluding its conflict-of-law rules. If you are a consumer residing in the European Union or another jurisdiction whose mandatory consumer protection law grants you more favourable rights or a different forum, those provisions prevail.

Disputes shall be resolved by the competent courts of Estonia, unless mandatory law gives you the right to sue or be sued in the courts of your country of residence. Consumers in the EU may also contact their national consumer dispute resolution body.

Before starting legal proceedings, please contact us at support@fortunatracker.com; most issues can be resolved informally.

15. General

If any provision of these Terms is found invalid or unenforceable, it will be limited or removed to the minimum extent necessary and the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy, are the entire agreement between you and us regarding the App and supersede any prior agreement. Distribution of the App through Google Play is additionally subject to Google's terms; where these Terms conflict with a mandatory Google Play requirement, that requirement prevails for the matter it governs.

16. Contact

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